Say No to Debt

Here's Dave Ramsey's plan to fix the current financial crisis… and it doesn't include going $700 billion in debt to bailout the people who helped cause this problem.

This whole time I've been thinking, if you were following Dave Ramsey, this crisis doesn't hurt as much as it would if you were a typical short-sighted consumer. People who assumed that housing prices could only go up got hurt as did individuals and companies that thought they could always pay their day-to-day bills (like payroll) with borrowed money.

I think Dave Ramsey could have insulated a lot of people from their own foolishness.